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Terms and Conditions

  1. Introduction

These Terms and Conditions (“Terms”) govern your use of the website www.yusufbodiat.co.za (“the Site”) owned and operated by Pragmatic Thinking (Pty) Ltd trading as Yusuf Bodiat (“we”, “us”, or “our”). By accessing, browsing, or using this Site, you agree to comply with these Terms. If you do not agree, you must not use the Site[1]. These Terms must be read in conjunction with the Privacy Policy, Disclaimer, and Cookie Policy.

 

  1. Use of the Site
    • You agree to utilize this Site exclusively for lawful purposes, engaging in activities that do not infringe upon the rights of others or impede their ability to access and use the Site effectively. This includes refraining from any behavior that could disrupt the normal functionality of the Site or create a disadvantage for other users.

 

  • You must not misuse the Site by intentionally introducing any form of malicious software, including viruses, worms, or other harmful technologies, which could compromise the integrity of the Site or the security of its users. This includes, but is not limited to, attempts to corrupt data, overload server resources, or engage in any form of cyberattack.

 

  • You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the website solely for personal and non-commercial purposes. This grant is contingent upon your acceptance and adherence to these terms and any associated legal documents that govern your activities on the Site.

 

  • You agree to conduct all activities on the website in compliance with applicable laws and regulations. This includes abstaining from participating in any actions that could disrupt the website’s operations, harm other users, or violate the rights of third parties.

 

  • The resources available on the Site are intended solely for personal, non-commercial use. Users are afforded limited, non-exclusive, and non-transferable rights to access and utilize any purchased resources, ensuring that they remain the intellectual property of the Site and are used in accordance with these terms.

 

  • Users are prohibited from reproducing, redistributing, or creating derivative works based on the content or resources found on the Site without obtaining explicit written permission from the Site’s authorized representatives. This provision safeguards the intellectual property rights of the Site and its content creators.
  • Any attempts to gain unauthorized access to the Site, user accounts, or any related systems or networks are strictly prohibited. Engaging in such activities may result in legal action and immediate termination of access to the Site, as these actions undermine the security and integrity of the Site and its users.

 

  1. E-Commerce & Book Sales
    • Orders and Payment
      • We offer a selection of resources available for purchase, with prices clearly specified in the product descriptions.
      • All prices are listed in South African Rand (ZAR), unless indicated otherwise.
      • Full payment is required before any order is processed or delivered.
      • We maintain the right to refuse or cancel any order at our discretion.
      • We proudly accept a variety of payment methods, as detailed at the point of purchase.

 

  • Delivery
    • When you place an order and make a payment for merchandise, you are responsible for providing an accurate shipping address. Please note that we are not obligated to verify the accuracy of the shipping address you submit.
    • Delivery times are provided as estimates and may vary based on your location and product availability.
    • We do not accept liability for any delays caused by courier services or circumstances that are beyond our control.

 

  • Refunds
    • All sales are considered final, subject to the Consumer Protection Act, 68 of 2008 (“CPA”).
    • Refunds will be processed in full compliance with the CPA, where applicable.
    • Digital products (e.g., e-books) are non-refundable once downloaded or accessed.

For contact details of any of the above, please visit the “Contact us” section below.

 

  1. Bookings
    • Bookings

All reservations must be completed exclusively through the Site’s designated booking system to ensure secure and efficient processing. This platform has been designed to streamline the booking experience, providing users with a clear overview of available services, times, and any necessary special requests.

 

  • Cancellations

We understand that circumstances can change, and therefore, we require that all cancellations be made at least 48 hours in advance of your scheduled appointment. Cancellations made after this period, or failure to attend without prior notice, may incur a cancellation fee. This policy helps us manage our schedule effectively and accommodate other clients who may be waiting for an appointment.

 

  • Advisory sessions

Please note that any advisory sessions provided are intended solely for informational purposes. They do not constitute financial, legal, or professional advice. You need to assess the information shared during these sessions and consider seeking independent professional advice for any decisions that may significantly impact your financial or personal situation. Ultimately, you remain responsible for any decisions made based on the insights and suggestions provided during these consultations.

 

  1. Content Hub
    • The Site features a diverse range of articles, videos, newsletters, and various other forms of content, all of which are intended solely for general informational purposes. This content is designed to provide insights and perspectives that may enhance your understanding of the topics presented.

 

  • It is important to emphasize that the information provided through this content should not be considered a replacement for professional advice.

 

  1. Limitation of Liability and Indemnity
    • Access to the Site and its content is provided on an “as is” basis. We make no warranties, express or implied, regarding the accuracy, completeness, or suitability of the content.
    • To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, or consequential loss or damage arising from your use of the Site, products, or services.
    • Nothing in these Terms excludes liability for death, personal injury, or fraud resulting from our negligence.
    • You agree to indemnify and hold us harmless from any claims, liabilities, damages, losses, or expenses (including legal fees) arising out of your breach of these Terms or your misuse of the Site.

 

  1. Intellectual Property Rights
    • All content within the Resource Library and the website, including but not limited to written material, videos, audio, graphics, logos, and trademarks, are the intellectual property of Pragmatic Thinking (Pty) Ltd trading as Yusuf Bodiat, which is protected by applicable copyright and trademark laws.
    • You may not reproduce, distribute, or create derivative works of any content without our prior written consent.

 

  1. Privacy
    • We process your personal information in accordance with our Privacy Policy, which forms part of these Terms.
    • By using the Site, you consent to such processing and warrant that all data provided by you is accurate.
    • Please review our Privacy Policy to understand our practices regarding Personal Information.

 

 

 

  1. Termination and Suspension

We reserve the right to terminate or suspend user access to the website for any reason or due to breach of these Terms and Conditions or unauthorized use of the resources.

 

  1. Links to Third-Party Websites

The Site may contain links to third-party websites. We are not responsible for the content, policies, or practices of third-party websites and you access them at your own risk.

 

  1. Governing Law and Jurisdiction

These Terms shall be governed by and interpreted in accordance with the laws of the Republic of South Africa. Any disputes shall be subject to the exclusive jurisdiction of the South African courts.

 

  1. Modifications to Terms

We reserve the right to update or modify these Terms at any time without prior notice. The latest version will always be available on this page, and your continued use of the Site constitutes acceptance of any changes.

 

  1. Contact us

If you have any questions, comments, requests, or concerns regarding these Terms and Conditions, please contact us at:

  • Physical Address: Pragmatic Thinking (Pty) Ltd

35 Fricker Road

Regus Business Centre

Ground Floor

Illovo, Sandton

Johannesburg

2196

 

 

By accessing and using the Pragmatic Thinking (Pty) Ltd, trading as Yusuf Bodiat website, you confirm that you have read, understood, and agree to these Terms and Conditions.

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